Author name: James S. Gibbons

On Pointe – Wealth Management Edition   It’s May… Now what I’m supposed to do? Surf or trade stocks?   Readers of On Pointe know how we watch the calendar for clues to how to best approach the markets. Readers also know our team is lovers of the Great Outdoors… And summertime is one of […]

On Pointe – 401(k) Edition   A Look Beyond the “Normal” Reasons for Changing 401k Providers. Emerging Industry Executives should know these 4, actually 7 good reasons to consider changing 401k providers.   There are a few of the more obvious reasons for changing 401k providers. But there are a few more that often fly

On Pointe – Wealth Management Edition   Look. At the time of this writing, we are NOT in a recession. Yet, the stock market and bond markets are signaling one. Most business operators are seeing the pinch. But, typical of markets, they react well in advance of actual economic data. Remember this as you read

ON POINTE – 401(K) EDITION   Don’t get me started. And I’m not some ant-government fanatic. But I’ve lived long enough on this planet to know that I often know more than some government agencies when it comes to retirement. While I do respect the intention of some policies, it’s the implementation that can be

ON POINTE – WEALTH MANAGEMENT EDITION 4 Ways to Approach a Major Golf Tournament like you might do with your Investment Portfolio. I don’t regularly watch golf but the Masters I make time for all four rounds… There is something special about this golf tournament. For me it’s the history, tradition, and the anticipation to

I have a tremendous amount of respect for my clients who offer 401k plans (and those who are looking to start plans) for their employees. A 401(k) plan is a powerful tool for helping employees save for retirement. But did you know that your plan could also do more than just help your employees with

I really like Key Lime pie. No joke my wife’s key lime is the best and it’s my birthday request each year, not to mention any other time I can convince her to make it! What kind of pie don’t I prefer? Arbitrary pie charts. Arbitrary pie charts are pie charts that are not based

I hear it all the time from companies that really could have a plan but are allowing some perhaps aged biases or misconceptions prevent them from implementing a plan right now. If you’re a small business owner, you might be wondering whether it’s worth starting a 401(k) plan for your employees. After all, setting up